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Credit Risk Assessment System

A credit risk assessment system for commercial and personal lending in a core banking environment.

Client
Banking software provider, Türkiye
Role
Fullstack Developer
Year
2023–2024
loan processing time
−40%
default rate
−5%

01 · Challenge

Loan applications took too long to process and the default rate needed to come down.

02 · Solution

Built the risk assessment system on .NET and MSSQL on top of the core banking platform, and optimised APIs, queries and stored procedures.

03 · Results

Loan processing became significantly faster and the default rate dropped.